Microfinance and Household Poverty Reduction: Empirical Evidence from Rural Pakistan

Ghalib, Asad K. and Malki, Issam and Imai, Katsushi (2014) Microfinance and Household Poverty Reduction: Empirical Evidence from Rural Pakistan. Oxford Development Studies, 43 (1). pp. 84-104. ISSN 1469-9966

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Abstract

This study examines whether household access to microfinance reduces poverty in Pakistan and, if so, how and to what extent. It draws on primary empirical data gathered by interviewing 1132 households, including both borrower and non-borrower households, in 2008–2009. Sample selection biases have been partially controlled for by using propensity score matching. The study reveals that microfinance programmes had a positive impact on the participating households. Poverty-reducing effects were observed on a number of indicators, including expenditure on healthcare, clothing and household income, and on certain dwelling characteristics, such as water supply and the quality of roofing and walls.

Item Type: Article
Additional Information and Comments: This is an Accepted Manuscript of an article published by Taylor & Francis in Oxford Development Studies on 14 Nov 2014 available online: http://www.tandfonline.com/doi/abs/10.1080/13600818.2014.980228
Keywords: JEL Classification: C21, G21, O15
Faculty / Department: Faculty of Arts & Humanities > Business School
Depositing User: Andrew Taylor
Date Deposited: 20 Sep 2016 12:25
Last Modified: 17 Oct 2016 10:03
URI: http://hira.hope.ac.uk/id/eprint/1655

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